Recently, I signed up for a free trial on a website and naturally, it ended after a month. The service then charged me a whopping $100 on auto-pay🥶. It was an obvious mistake and I called the company as soon as I saw that spend. Unfortunately, they didn’t let me reverse the subscription.
Then, I moved to my credit card company because I used it to pay the subscription. I explained the situation to them and within 30 days, I got my money back.
These are one of the few instances including insurance, fraud protection, and multiple other perks that I get for using a credit card.
That’s why I say, if you have the discipline then credit cards are one of the best things you could get.